When signing up, we ask for your first name, last name and email address, which is used to create and validate your account. You do not need to provide any contact information to use our tools and calculators or to view our mortgage rates.
Once you begin a mortgage application, the system will guide you through the process. As part of this, we will ask for additional information needed to qualify you for various mortgage offers and to submit your application to the lender. This may include details about your employment, residence history, assets, a credit check, as well as supporting documents such as bank statements, pay stubs, tax forms, and your credit report. We’ll also require a copy of your government-issued photo ID to verify your identity. Without providing this information, Perch would be unable to proceed with a pre-approval or submit your mortgage application to the lender.
For details on how to manage and upload your documents, visit our Document Center Guide. The Document Center is where you can view, manage, and upload any required documents during your mortgage journey with Perch. It helps ensure your application stays on track by making it easy to submit the necessary documentation in one place.