At Perch, we provide rate forecasts to help our clients' anticipate potential changes in mortgage interest rates, aiding in informed financial planning. These forecasts are based on our proprietary models and reflect our predictions of future rate movements by major financial institutions.
What is a Rate Forecast?
A rate forecast is an informed projection of future interest rate trends, considering various economic indicators and market conditions. It's important to note that these forecasts are speculative and not guarantees of actual rate changes. They serve as a guide to help you understand possible rate fluctuations and plan accordingly.
Perch's Rate Forecasts
Our forecasts are derived from comprehensive analyses of economic data and trends. For detailed insights, you can refer to our Canada Interest Rate Forecast 2024-2028 and the Bank of Canada Interest Rate Schedule 2025. These resources provide our latest projections and the anticipated schedule of rate announcements.
Distinguishing Forecasts from Actual Rates
It's crucial to differentiate between our rate forecasts and the actual mortgage rates available at any given time. While forecasts predict potential future rates, actual rates are the current interest rates offered by lenders. Our forecasts do not influence these rates but aim to provide insight into possible future trends.
Perch's Mortgage Rates
Perch offers access to current mortgage rates through our platform. These rates are updated daily and sourced from a variety of lenders, including banks, credit unions, and private lenders. To view the latest fixed and variable mortgage rates, visit our Best Canadian Mortgage Rates page.
Private Mortgage Rates
For private mortgages, Perch provides tailored solutions with competitive rates. These offerings are designed to meet unique borrowing needs that may not fit traditional lending criteria. For more information on our private lending options, please refer to Perch Capital.
Perch's rate forecasts are tools designed to help you anticipate and plan for potential interest rate changes. Remember, these are projections and not guarantees. For the most accurate and current mortgage rates, always refer to our live rate listings or consult with a Perch advisor.