Using Perch may affect your credit score if you choose to get a pre-approval or submit a mortgage application with us. A hard credit check or hard pull is required as part of the process.
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Keep in mind that credit checks make up a small part of your overall credit score. Credit checks done within a 14- to 45-day period while you shop around for a mortgage are counted as a single pull by Equifax.
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Using Perch tools and calculators or to view your property value estimates will not impact your credit file in any way. We will only complete a credit check with your consent.