Perch makes money through mortgage commissions. If you choose to get a mortgage with us, as opposed to going through your bank or another mortgage broker, the lender pays us a commission. We only get paid if we successfully close your deal. Note: We don’t accept fees from lenders in exchange for preferential treatment. We only offer mortgages from regulated, trusted Canadian financial institutions. It’s always free to sign up for a Perch account or to use tools and calculators provided by Perch.